Everything you need to master your money.
From automatic bank sync to AI-powered insights — Bica handles the heavy lifting so you can focus on what actually matters.
Your full financial picture at a glance.
Everything in one view — net cashflow, account balances, recent transactions, and top spending categories. No jumping between apps, no mental math.
Revolut 
N26 
Starbucks −€4.80 
Lidl −€32.40 
Spotify −€10.99 2,500+ banks. One connection.
Link all your bank accounts through regulated Open Banking in under 60 seconds. Transactions sync automatically every day — read-only, encrypted, always up to date.
- Supports 2,500+ European banks across 30+ countries
- 256-bit encrypted, read-only connections
- Daily automatic sync — no manual refresh needed
- Works with Revolut, N26, Wise, Monzo, and more
AI that organises your spending automatically.
Every transaction is classified the moment it arrives — groceries, dining, transport, subscriptions. Enable auto-pilot and never manually categorise anything again.
Lidl Groceries AI −€32.40 
Uber Transportation AI −€8.50 
Netflix Entertainment AI −€15.99 
IKEA Shopping AI −€89.00 Spotify Entertainment AI −€10.99 Know exactly where every euro went.
See exactly how income flows into every category and savings — in one intuitive diagram. Patterns that take hours to spot in a spreadsheet become obvious at a glance.
Track income and expenses over time.
See how your money flows month by month. Spot seasonal spikes, identify growing costs, and watch your savings trend improve over time.
Insights you'd never spot yourself.
Bica's AI surfaces patterns buried in your transaction history — unusual spending spikes, subscription creep, and month-over-month changes that actually matter.
Ready to take control of your money?
Only 20 founding memberships. Full access, cancel anytime.